Our Services

At the heart of what we do is a passionate focus on the individual – your situation, your needs, your aims and objectives. It’s this personalised interaction with our clients that inspires truly bespoke, long-term financial solutions.

The process starts with a conversation, between you and one of our experts. We sit down for a couple of hours and discuss your current situation and your aspirations for the future.

The services that we can provide are then tailored to your specific needs. At Timothy James & Partners, it’s all about you.

General financial tidy up and overview

We can provide a detailed, expert overview of your current financial situation. This usually includes a technical analysis of your existing policies, investments, savings, mortgages and business finance*.
*Not regulated by FCA

Corporate finance

We consider the last 3 years accounting evidence in order to tailor commercial financing for your business. We provide guidance in areas such as:
  • Overdraft facilities*
  • Capital expenditure loans*
  • Business loans*
*Not regulated by FCA

Investment Portfolio Management

We offer a range of different investment propositions depending on your objectives and which service best suits your needs. The savings and investments we structure mirror your personal attitude towards risk, and your tolerance for volatility.

Pension and retirement provision

We can help structure your finances and consolidate your pension products should you wish to have the option of stopping work in the future.

Personal and corporate protection

We can advise on suitable critical illness and life cover options that would meet the financial demands of your personal situation. We also consider the possible impact on your business should you lose a key member of staff to serious illness.

Inheritance tax planning

We can help ensure your Will reflects your wishes, and is written in a way that will take into consideration inheritance tax mitigation. We oversee powers of attorney and trust implementation, and would work with your lawyers to update and manage this process on an annual basis.


Our dedicated mortgage team will guide you through the mortgage process and look to overcome any possible pitfalls. We have independent capability to source the most appropriate mortgage deal and present your application to the most suitable lender.